Rates and terms are subject to change without notice – please confirm before mailing your deposit!
Dividends are paid from Shambhala CU earnings on loans made within your community.
When you open a savings account at Shambhala Credit Union, you get more than just a safe place to invest your money and a market rate of return – you’re supporting the Shambhala community’s development too. When you hold deposits here, we are able to provide more loans to meditators, their families, local businesses, and Shambhala Centers.
Each individual depositor is insured up to $250,000 (and higher for IRA accounts) by NCUSIF, the National Credit Union Share Insurance Fund. Administered by the NCUA, the National Credit Union Administration, the NCUSIF is backed by the “full faith and credit” of the U.S. Government.
Share Savings Accounts *
as paid 1/31/22
as paid 1/31/22
|$20 minimum||No limit on|
|0.05%||0.05%||3 free withdrawals per month.
Great for your automatic savings
* Variable dividend paid quarterly
Certificate of Deposit (CD)
|Minimum Deposit||Minimum Term||Annual % Rate||Compounded|
Annual % Yield
|12 months||0.30%||0.30%||60 Days Interest|
|24 months||0.40%||0.40%||150 Days Interest|
|36 months||0.50%||0.50%||200 days Interest|
|48 months||0.55%||0.55%||300 Days Interest|
|60 months||0.65%||0.65%||400 Days Interest|
IRA Accounts **
Build your retirement nest egg!
- Traditional, Roth, and SEP IRAs
- Annual Service Fee of $35
- Bankruptcy Proof!
as paid 12/31/12
|APY||Penalty for Early
(may reduce principal)
|$250||24 months||1.850%||1.867%||Rates are reset each month
Early withdrawal penalty may be 18 days interest,
AND additional IRS penalties may apply.