• Become a Member
  • Confidentiality
  • Our Credit Card
  • Rates / Fees
    • Deposit Rates
    • Loan Rates (Updated 4/7/2020)
    • Service Fees

Shambhala Credit Union

Better than a Bank

  • Home
  • About
    • About Us
    • What is a Credit Union?
    • Board / Staff
    • Membership
    • Confidentiality
  • Centers / Businesses
    • Key Differences
    • Savings
    • Loans
    • Other Services – Business
    • Shambhala Credit Card
  • Consumers
    • We are here for you!
    • Savings
    • Loans
    • Other Services – Consumer
    • Shambhala Credit Card
  • News
  • Contact
    • Contact Us
    • Tell Us Your Story
    • Should I borrow money?
    • Ask Bob

Deposit Rates

Rates and terms are subject to change without notice – please confirm before mailing your deposit!

Dividends are paid from Shambhala CU earnings on loans made within your community.

Deposit Accounts

When you open a savings account at Shambhala Credit Union, you get more than just a safe place to invest your money and a market rate of return – you’re supporting the Shambhala community’s development too. When you hold deposits here, we are able to provide more loans to meditators, their families, local businesses, and Shambhala Centers.

Each individual depositor is insured up to $250,000 (and higher for IRA accounts) by NCUSIF, the National Credit Union Share Insurance Fund.  Administered by the NCUA, the National Credit Union Administration, the NCUSIF is backed by the “full faith and credit” of the U.S. Government.

Share Savings Accounts *

Minimum
To Open
Minimum
Term
Current APR*
as paid 9/14/2018
APY
as paid 9/14/2018
Activity
$20 minimumNo limit on
deposit
frequency
0.500%0.501%3 free withdrawals per month.
Great for your automatic savings
deposits.
* Variable dividend paid quarterly

Certificate of Deposit (CD)

Minimum DepositMinimum TermAnnual % RateCompounded
Annual % Yield
Penalty for
Early Withdrawal
(may reduce
principal)
$2,000 Min
$10,000 Max
12 months0.6%0.601%60 Days Interest
$2,000 Min
$50,000 Max
24 months0.7%0.702%150 Days Interest
$2,000 Min
$75,000 Max
36 months1.0%1.004%200 days Interest
$2,000 Min
$100,000 Max
48 months1.25%1.257%300 Days Interest
$2,000 Min
$150,000 Max
60 months1.5%1.510%400 Days Interest

IRA Accounts **

Build your retirement nest egg!

  • Traditional, Roth, and SEP IRAs
  • Annual Service Fee of $35
  • Bankruptcy Proof!
Minimum
To Open
Minimum
Term
Current APR
as paid 12/31/12
APYPenalty for Early
Withdrawal
(may reduce principal)
$25024 months1.850%
1.867%Rates are reset each month

Early withdrawal penalty may be 18 days interest,
AND additional IRS penalties may apply.
**Variable dividends paid monthly

In This Section

  • Rates / Fees
    • Special
    • Deposit Rates
    • Service Fees
    • Loan Rates (Updated 4/7/2020)

Ask Bob!

Our CEO looks forward to your questions!

Ask here …

Connect with Us

Join Us on Facebook • Join Our Email List

Tell Us Your Story

ashoka“If history were taught in the form of stories, it would never be forgotten.” ― Rudyard Kipling

Tell us your story!

What People Are Saying …

Loading Quotes...

Latest News

Shambhala CU providing services by only remote (email or phone) request until April 27th

In response to the coronavirus situation, our branch at 1345 Spruce Street in Boulder will be closed to the public.  Credit Union members wishing to make deposits, withdraw funds or make loan draws … [ Read More ... ]

Big Thanks to Our Sponsors

Our new website was made possible by a generous grant from The Shambhala Trust. A great group of people with an infectious desire to help!

A grant from the Mountain West Credit Union Foundation enabled us leverage matching funds to offset Shambhala Visa program start-up costs.

 

Formerly known as Ashoka Credit Union

ashoka-logo-better

King Ashoka was a prominent and legendary historical figure who lived in India during the 2nd Century BC.  It is said that he converted to Buddhism after seeing the terrible carnage of the Kalinga War, which he initiated.  In his 1920 book Outline of History HG Wells writes,  “Amidst the tens of thousands of names of monarchs that crowd the columns of history, their majesties and graciousnesses and serenities and royal highnesses and the like, the name of Ashoka shines, and shines, almost alone, a star.”

Contact Us

For all inquiries, please call: 303-444-9003

Or visit, 10 am – 4 pm, Monday and Wednesday, or 12-4 on Thursdays.  –  We offer appointments at other times if you cannot visit during regular hours.  Please call!

Shambhala Credit Union
1345 Spruce Street, Lower Level
Boulder, CO 80302

Bob, Sarah, and the rest of our staff are here to serve you!

Connect with Us

Join Us on Facebook • Join Our Email List

NCUA • Equal Opportunity Lender

ncua-logoequal-housing

This area could be used for: Contact Information, an inspirational quotation, or other text. Or, can be eliminated if desired.