| Type of Fee | Use | Cost |
|---|---|---|
| New Member Share | Savings Account Opening Fee | $20 $10 |
| Notary Public | for Members | Free |
| Electronic Deposit Delivery (ACH) | per member request TO account elsewhere | $15 |
| Electronic One-time Draft (ACH) | per member request FROM account elsewhere | $15 |
| Foreign-bank Check Processing | Per Item | $20 |
| Returned Item Processing | Electronic Paper | $25 $50 |
| Wire Transfers & FedEx | Incoming Outgoing | Free $65 |
| Stop Payment | SCU check or wire transfer | $50 |
| Hold-order Request | Electronic transfers | $25 per month |
| Overactive Account Fees (Max 6 w/d per month) | Share deposits | $25 each |
| IRA Minimum Term | 24 months | $35 |
| IRA Annual Maintenance Fee | each May or at opening | $35 |
| IRA Early-withdrawal Fee | 400 days of interest on w/d amount | At most recent rate |
| IRA Federal Penalty - for early distribution | 10% of w/d made prior to age 59 ½ | With some exceptions |
| Loan Application Fees, per Applicant | Consumer or Auto Real Estate Mobile Home | $25 $50 $50 |
| Loan Extension Agreement Fee | All loans | $50 |
| Loan Processing Fees | Consumer Real Estate Mobile Home | Free $200 $100 |
| Loan Recording Fees | Consumer Vehicle, in Colorado Vehicle, out-of-Colorado Real Estate, at opening Real Estate, at closing Mobile Home | $50 $50 $75 $150 $30 $100 |
| LOC Annual Fee | > 1st year | $50 per year |
| LOC Overactive Fee | > 3 draws / month | $25 per draw |
| Loan Payoff-Statement Fee | Real Estate or Mobile Home | $30 each |
| Loan Co-signer Payment | All loans, as needed | $30 each |
| Loan Collateral Insurance Cancelled | All loans, as needed | $25 per month |
| Address Unknown - mail returned | after 6 months | $25 per month |
| Inactive Member Account Fee | after 36 months | $25 per year |
| Insufficient Account Fee | Member Share under $20 | Up to $20 to close |
| Levy / Garnishments | per debit or Notice | $100 each |
| Off-cycle statement copy requests | per page | $5 |
| Transaction research (> 60 days after statement rendered) | 1 hour minimum | $25 per hour |
Better than a Bank
NCUA • Equal Opportunity Lender
