| Type of Fee | Use | Cost |
|---|---|---|
| New Member Share | Savings Account Opening Fee | $20 $10 |
| Notary Public | for Members | Free |
| Electronic Deposit Delivery (ACH) | per member request TO account elsewhere | $15 |
| Electronic One-time Draft (ACH) | per member request FROM account elsewhere | $15 |
| Foreign-bank Check Processing | Per Item | $20 |
| Returned Item Processing | Electronic Paper | $25 $50 |
| Wire Transfers & FedEx | Incoming Outgoing | Free $65 |
| Stop Payment | SCU check or wire transfer | $50 |
| Hold-order Request | Electronic transfers | $25 per month |
| Overactive Account Fees (Max 6 w/d per month) | Share deposits | $25 each |
| IRA Minimum Term | 24 months | $35 |
| IRA Annual Maintenance Fee | each May or at opening | $35 |
| IRA Early-withdrawal Fee | 400 days of interest on w/d amount | At most recent rate |
| IRA Federal Penalty - for early distribution | 10% of w/d made prior to age 59 ½ | With some exceptions |
| Loan Application Fees, per Applicant | Consumer or Auto Real Estate Mobile Home | $25 $50 $50 |
| Loan Extension Agreement Fee | All loans | $50 |
| Loan Processing Fees | Consumer Real Estate Mobile Home | Free $200 $100 |
| Loan Recording Fees | Consumer Vehicle, in Colorado Vehicle, out-of-Colorado Real Estate, at opening Real Estate, at closing Mobile Home | $50 $50 $75 $150 $30 $100 |
| LOC Annual Fee | > 1st year | $50 per year |
| LOC Overactive Fee | > 3 draws / month | $25 per draw |
| Loan Payoff-Statement Fee | Real Estate or Mobile Home | $30 each |
| Loan Co-signer Payment | All loans, as needed | $30 each |
| Loan Collateral Insurance Cancelled | All loans, as needed | $25 per month |
| Address Unknown - mail returned | after 6 months | $25 per month |
| Inactive Member Account Fee | after 36 months | $25 per year |
| Insufficient Account Fee | Member Share under $20 | Up to $20 to close |
| Levy / Garnishments | per debit or Notice | $100 each |
| Off-cycle statement copy requests | per page | $5 |
| Transaction research (> 60 days after statement rendered) | 1 hour minimum | $25 per hour |
Banking without Torment
Formerly known as Ashoka Credit Union
King Ashoka was a prominent and legendary historical figure who lived in India during the 2nd Century BC. It is said that he converted to Buddhism after seeing the terrible carnage of the Kalinga War, which he initiated. In his 1920 book Outline of History HG Wells writes, “Amidst the tens of thousands of names of monarchs that crowd the columns of history, their majesties and graciousnesses and serenities and royal highnesses and the like, the name of Ashoka shines, and shines, almost alone, a star.”
NCUA • Equal Opportunity Lender
