• Become a Member
  • Confidentiality
  • Our Credit Card
  • Rates / Fees
    • Deposit Rates
    • Loan Rates (Updated 4/7/2020)
    • Service Fees

Shambhala Credit Union

Better than a Bank

  • Home
  • About
    • About Us
    • What is a Credit Union?
    • Board / Staff
    • Membership
    • Confidentiality
  • Centers / Businesses
    • Key Differences
    • Savings
    • Loans
    • Other Services – Business
    • Shambhala Credit Card
  • Consumers
    • We are here for you!
    • Savings
    • Loans
    • Other Services – Consumer
    • Shambhala Credit Card
  • News
  • Contact
    • Contact Us
    • Tell Us Your Story
    • Should I borrow money?
    • Ask Bob

Service Fees

Type of FeeUseCost
New Member Share
Savings Account
Opening Fee
$20
$10
Notary Publicfor MembersFree
Electronic Deposit Delivery (ACH)per member request TO account elsewhere$15
Electronic One-time Draft (ACH)per member request FROM account elsewhere$15
Foreign-bank Check ProcessingPer Item$20
Returned Item ProcessingElectronic
Paper
$25
$50
Wire Transfers & FedExIncoming
Outgoing
Free
$65
Stop PaymentSCU check or wire transfer$50
Hold-order RequestElectronic transfers$25 per month
Overactive Account Fees (Max 6 w/d per month)Share deposits$25 each
IRA Minimum Term24 months$35
IRA Annual Maintenance Feeeach May or at opening$35
IRA Early-withdrawal Fee400 days of interest on w/d amountAt most recent rate
IRA Federal Penalty - for early distribution10% of w/d made prior to age 59 ½With some exceptions
Loan Application Fees, per ApplicantConsumer or Auto
Real Estate
Mobile Home
$25
$50
$50
Loan Extension Agreement FeeAll loans$50
Loan Processing FeesConsumer
Real Estate
Mobile Home
Free
$200
$100
Loan Recording FeesConsumer
Vehicle, in Colorado
Vehicle, out-of-Colorado
Real Estate, at opening
Real Estate, at closing
Mobile Home
$50
$50
$75
$150
$30
$100
LOC Annual Fee> 1st year$50 per year
LOC Overactive Fee> 3 draws / month$25 per draw
Loan Payoff-Statement FeeReal Estate or Mobile Home$30 each
Loan Co-signer PaymentAll loans, as needed$30 each
Loan Collateral Insurance CancelledAll loans, as needed$25 per month
Address Unknown - mail returnedafter 6 months$25 per month
Inactive Member Account Feeafter 36 months$25 per year
Insufficient Account FeeMember Share under $20Up to $20 to close
Levy / Garnishmentsper debit or Notice$100 each
Off-cycle statement copy requestsper page$5
Transaction research
(> 60 days after statement rendered)
1 hour minimum$25 per hour

In This Section

  • Rates / Fees
    • Special
    • Deposit Rates
    • Service Fees
    • Loan Rates (Updated 4/7/2020)

Ask Bob!

Our CEO looks forward to your questions!

Ask here …

Connect with Us

Join Us on Facebook • Join Our Email List

Tell Us Your Story

ashoka“If history were taught in the form of stories, it would never be forgotten.” ― Rudyard Kipling

Tell us your story!

What People Are Saying …

Loading Quotes...

Latest News

Shambhala CU providing services by only remote (email or phone) request until April 27th

In response to the coronavirus situation, our branch at 1345 Spruce Street in Boulder will be closed to the public.  Credit Union members wishing to make deposits, withdraw funds or make loan draws … [ Read More ... ]

Big Thanks to Our Sponsors

Our new website was made possible by a generous grant from The Shambhala Trust. A great group of people with an infectious desire to help!

A grant from the Mountain West Credit Union Foundation enabled us leverage matching funds to offset Shambhala Visa program start-up costs.

 

Formerly known as Ashoka Credit Union

ashoka-logo-better

King Ashoka was a prominent and legendary historical figure who lived in India during the 2nd Century BC.  It is said that he converted to Buddhism after seeing the terrible carnage of the Kalinga War, which he initiated.  In his 1920 book Outline of History HG Wells writes,  “Amidst the tens of thousands of names of monarchs that crowd the columns of history, their majesties and graciousnesses and serenities and royal highnesses and the like, the name of Ashoka shines, and shines, almost alone, a star.”

Contact Us

For all inquiries, please call: 303-444-9003

Or visit, 10 am – 4 pm, Monday and Wednesday, or 12-4 on Thursdays.  –  We offer appointments at other times if you cannot visit during regular hours.  Please call!

Shambhala Credit Union
1345 Spruce Street, Lower Level
Boulder, CO 80302

Bob, Sarah, and the rest of our staff are here to serve you!

Connect with Us

Join Us on Facebook • Join Our Email List

NCUA • Equal Opportunity Lender

ncua-logoequal-housing

This area could be used for: Contact Information, an inspirational quotation, or other text. Or, can be eliminated if desired.