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Shambhala Credit Union

Better than a Bank

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Shambhala Credit Card

To download an application, please click here:

Yes, I want to apply!

Application Disclosure

Shambhala Visa Credit Card Fact Sheet

Thank you for your interest in the Shambhala Rewards Visa Classic ® Card!

  • The Visa card is issued by Shambhala Credit Union.
  • It is a Shambhala Rewards Visa Classic ® Card with standard fixed 12% APR (annual percentage rate) on purchases, balance transfers, and cash advances.
  • For every purchase you make, Shambhala Credit Union will transfer a percentage to Shambhala. Your regular purchases will thus create a new income stream to support Shambhala’s activities, without incurring more cost to you than most other credit cards.
  • The rewards include travel, hotels and merchandise. For every $1 spent, the user earns 1 point. As an example, users would earn a $500 airline ticket after one year of spending $4,386 USD per month.
  • Each applicant’s eligibility and credit limit is determined according to credit score and Ability-to-Repay industry standards.
  • Services include fraud protection and 24/7 emergency customer service.
  • Shambhala Credit Union is able to issue a card to Shambhalians living in almost any country.
  • Monthly Visa card bills must be paid in US dollars. Cardholders living outside of the United States can pay online through Western Union or via a transfer from your Shambhala Credit Union savings account.
  • Standard foreign transaction fees (up to 1%) apply on purchases made outside of the United States.
  • Annual fee: A standard rewards card annual fee of $30 applies.
  • Application fee: For those new to Shambhala Credit Union, there is a one-time savings account deposit of $20 plus a one-time processing fee of $10 to become a member. This is true for all new credit union shareholders. The $20 deposit is refundable if the account is closed.

Online access: Cardholders have on-line access to their card information– transactions, monthly statements, rewards balance, and the ability to pay your bill.

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Our CEO looks forward to your questions!

Ask here …

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Tell Us Your Story

ashoka“If history were taught in the form of stories, it would never be forgotten.” ― Rudyard Kipling

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Latest News

Shambhala CU providing services by only remote (email or phone) request until April 27th

In response to the coronavirus situation, our branch at 1345 Spruce Street in Boulder will be closed to the public.  Credit Union members wishing to make deposits, withdraw funds or make loan draws … [ Read More ... ]

Big Thanks to Our Sponsors

Our new website was made possible by a generous grant from The Shambhala Trust. A great group of people with an infectious desire to help!

A grant from the Mountain West Credit Union Foundation enabled us leverage matching funds to offset Shambhala Visa program start-up costs.

 

Formerly known as Ashoka Credit Union

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King Ashoka was a prominent and legendary historical figure who lived in India during the 2nd Century BC.  It is said that he converted to Buddhism after seeing the terrible carnage of the Kalinga War, which he initiated.  In his 1920 book Outline of History HG Wells writes,  “Amidst the tens of thousands of names of monarchs that crowd the columns of history, their majesties and graciousnesses and serenities and royal highnesses and the like, the name of Ashoka shines, and shines, almost alone, a star.”

Contact Us

For all inquiries, please call: 303-444-9003

Or visit, 10 am – 4 pm, Monday and Wednesday, or 12-4 on Thursdays.  –  We offer appointments at other times if you cannot visit during regular hours.  Please call!

Shambhala Credit Union
1345 Spruce Street, Lower Level
Boulder, CO 80302

Bob, Sarah, and the rest of our staff are here to serve you!

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NCUA • Equal Opportunity Lender

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